- Head of Pensions
Jo is widely recognised for her knowledge of pensions and advises both companies and trustee boards. She is a member of the North East Group of the Association of Pension Lawyers and was formerly chair of the North West Association of Pension Lawyers. She is an elected member to the Association of Pension Lawyers Committee on public sector pensions. Jo has been ranked as a leading pension lawyer in Chambers Guide to the UK Legal Profession and Legal 500 since 2000.
She has in depth experience of advising both employers and trustees on all types of pensions law including amendments, restructuring, winding up, Pensions Ombudsman claims, outsourcing and PFI, mergers and acquisitions.
Jo acts as lead adviser for a range of pension clients, from FTSE 100 to smaller companies.
She moved to Walker Morris from Addleshaw Goddard where she was head of pensions in Manchester. The reason she chose Walker Morris is because of its unique culture in that partners are expected to actually do the work.
Head of the pensions group Jo Ratcliffe advises clients on a range of matters, such as restructurings, outsourcings and mergers. She is a top choice for clients in both public and private sectors, with sources describing her as “technically very good, incredibly committed, tenacious and practical.”
In their words
"I retain a very hands-on, client focused role. I spend about 90% of my time on advising clients, with the rest of my time spent on operational and staff management and marketing / client development. I am the day-to-day adviser for some of the group's most high profile clients. As I came to Law as a second career, and as I am one of the few pension lawyers who actually chose to do pensions law, it is very important to me that I actually do the work.
I am particularly well known for my commercial pragmatism. I see the bigger picture and appreciate the commercial context and financial pressures to which pension schemes and their Trustees are subject, and am aware of the business needs of the employer whilst maintaining the independence required of the Trustees adviser in all my dealings."