Russell is a Partner and Head of Consumer & Motor Finance. With over two decades of experience in the retail finance sector, he is a recognised expert in contentious and non-contentious financial services matters with particular expertise in consumer credit, motor finance, mortgage lending and asset finance. Russell advises a broad spectrum of clients, including high street banks, building societies, motor, consumer, mortgage and asset finance providers, credit card companies, payment services providers, point-of-sale lenders, debt purchasers, and fintech disruptors entering the market.

Known for his ability to simplify complex legal issues, Russell is a trusted advisor to boards and senior management teams navigating regulatory and commercial challenges. His collaborative approach and deep sector knowledge have helped clients resolve highly technical issues and implement compliant, commercially sound strategies.

Russell has a strong and long-standing relationship with the Finance and Leasing Association and the Consumer Credit Trade Association. For many years, he has delivered training or presented at seminars and conference for each of them.  He plays a key role in industry lobbying, and recently was part of HM Treasury’s expert working group on consumer credit reform.  Russell is the author of many industry-standard textbooks and looseleafs (for more, see ‘Awards’ below).

Languages:

• English

Memberships / professional associations:

• Consumer Credit Trade Association (including being a member of the Council since 2023).
• Finance & Leasing Association.
• Financial Services Lawyers Association.
• Visting Fellow, The University of Reading.
• Advisory Board Member, Centre for Business Law and Practice, The University of Leeds.

Awards:

• Trainer for the Finance & Leasing Association.
• Trainer for UK Finance.
• Author of Consumer Credit: Law, Practice & Precedents
• Editor of:
  • Goode: Consumer Credit Law and Practice
  • Goode: Consumer Credit Reports
  • Butterworths Financial Regulation Service (on CONC, MCOB, BCOBS)
  • Asset and Project Finance: Law and Precedents (on equipment leasing)
  • Practical Lending and Security Precedents (debentures)
• Leading team of lawyers winning (on five separate occasions) ‘Best Law Firm’ at the Car Finance Awards.
• Ranked Band 2 in Chambers & Partners.